Buying a Vacation Home in Mexico: Complete Guide for Foreigners (2025)

For many, living in the warm Caribbean climate is a dream scenario, and why wouldn’t it be?

From the eco-conscious developments of Cancun to the baroque architecture of Puebla, from the vibrant art scene of Mexico City to the tranquil beaches of Puerto Vallarta, Mexico's real estate market is as varied as its geography. Each region offers unique opportunities:

• Cancun: White sandy beaches and the second-largest coral reef in the world
• Mérida: Colonial mansions in a city dubbed the "American Capital of Culture"
• San Miguel de Allende: Artistic enclaves in a UNESCO World Heritage site
• Los Cabos: High-end resorts with world-class golfing and fishing

Whether you're an investor eyeing double-digit ROIs, a retiree seeking a culturally rich haven, or an entrepreneur looking for a base to explore emerging markets, Mexico's diverse property landscape has something for you.

Ready to discover how you can make your mark in this thriving market? Let's dive into the world of Mexican real estate and uncover the perfect property that resonates with your unique vision.

Why Invest in a Vacation Home in Mexico?

If you've always wanted to explore your real estate options in Mexico, now is the perfect time to start dreaming big and acting boldly. A Mexican real estate investment isn't just about stunning beaches and spicy cuisine—it's a land of opportunity where your investment can tap into:

• Economic Potential: With property values in popular areas appreciating at 8-12% annually, your vacation home in Mexico can be a powerful asset in your global investment portfolio.
• Cultural Richness: From the ancient pyramids of Chichén Itzá to the thriving arts scene in Mexico City, your property is a gateway to a world of inclusive experiences.
• Modern Comfort: World-class healthcare, high-speed internet, and international amenities ensure you don't sacrifice comfort for culture.

Can Foreigners Buy Property in Mexico? Legal Overview

One of the most common questions we hear is: "Can a foreigner buy property in Mexico?" The answer is a resounding yes! Here's what you need to know:

• In 1973, Mexico passed the Foreign Investment Law, allowing non-Mexicans to buy property in Mexico except within 100 km (64 mi) of the border and 50 km (32 mi) of the coastlines.
• In 1993, an amendment allowed foreigners to purchase land within these restricted areas through a Fideicomiso (bank trust).

What Is a Fideicomiso and How Does It Work?

A Fideicomiso is a bank trust sanctioned by the Mexican government and secured by Mexico's central bank. Here's how it works:

• The Bank of Mexico legally holds the property title on your behalf.
• These trusts are renewable on 50-year terms.
• As the beneficiary, you have all the rights of a Mexican owner.
• You can own multiple properties, will the property to your heirs, and sell the trust to another buyer.
• There's a setup cost and a yearly maintenance fee of between $500-$700 USD (approx. $10,000-14,000 MXN).

What is a fideicomiso in Mexico? 

5 Steps to Buy a Vacation Home in Mexico Safely

At Zisla, we've streamlined buying property in Mexico into five clear steps. Here's how we'll guide you through the process:

Step 1 – Discovery and Making an Offer 

Find your ideal property and make an offer.

Browse available properties in Mexico 

Step 2 – Sign the Promissory Agreement

Sign a legally binding document outlining sale details and timeline.

Step 3 – Conduct the Final Walkthrough and Delivery

Conduct final walkthrough and sign delivery statement (often before closing).

Step 4 – Set Up the Fideicomiso and Legal Documents

Set up the fideicomiso (bank trust) for foreign ownership, handle permits and registrations.

Not sure how fideicomiso works? See our FAQ about setting up a fideicomiso for an international buyer.

Step 5 – Final Closing and Title Transfer

Pay final costs, transfer title to your fideicomiso, and receive the deed.

Throughout this journey, our team is committed to making each step as clear and stress-free as possible, ensuring you're informed and confident every step of the way.

Where to Buy a Vacation Home in Mexico: Top Destinations

Mexico offers a diverse range of locations for your dream property, each with its own unique charm and appeal. At Zisla, we’re proud to be the only platform to provide daily updated inventories to our clients in some of the most sought-after regions: 

The Riviera Maya: Best Places to Invest in Coastal Real Estate

Riviera Maya & Quintana Roo State

Experience the beauty of the Caribbean coast in Quintana Roo, where we offer properties in these stunning locations (listed from south to north):

• Mahahual: A serene beach town perfect for those seeking tranquillity
• Tulum: Known for its eco-chic vibe and ancient Mayan ruins
• Chemuyil: A hidden gem with pristine beaches and cenotes
• Akumal: Famous for its sea turtle population and snorkeling opportunities
• Puerto Aventuras: A luxury marina community ideal for boating enthusiasts
• Playa del Carmen: A vibrant city blending modern amenities with beach culture
• Puerto Morelos: A charming fishing village with a laid-back atmosphere
• Cancun: The region's hub, offering world-class amenities and nightlife
• Holbox: A car-free island paradise perfect for nature lovers

​​

Discover Real estate in Tulum

Thinking about buying in Tulum or Playa del Carmen?

The Yucatan Peninsula: Colonial Charm and Retirement Living

Yucatán Peninsula

For those drawn to the colonial charm and rich Mayan heritage of the Yucatan, we offer properties in:

• Chelem: A peaceful coastal town just 45 minutes north of Merida, perfect for retirees
• San Crisanto: A picturesque fishing village an hour east of Chelem, known for its flamingo population and mangrove tours
• Vacation homes in Merida

Each of these locations offers a unique lifestyle and investment opportunity. Whether you're looking for a beachfront condo, a colonial home in a historic town, or a quiet retreat surrounded by nature, we have options to suit your preferences.

For more detailed information about each location, including property types available and local attractions, explore our website or reach out to our team directly. We're always excited to share our knowledge and help you discover the ideal spot for your Mexican home.

Browse Properties in Yucatán

Why Choose Zisla for Your Mexico Property Purchase?

When it comes to buying property in Mexico, there's no shortage of material to dream about! With ideal property locations across the country, real estate is available for every taste and budget. But to truly live the Mexico property dream, you need a partner who shares your vision and enthusiasm.

At Zisla, we're not just real estate agents but your cultural translators, investment advisors, and dream enablers. Here's how we empower your journey:

Transparent Process for International Buyers

Foreign property ownership in Mexico shouldn't be a mystery. We break down the process step-by-step, answering your questions and addressing concerns before they become roadblocks. With us, you'll feel confident and informed every step of the way.

Large Inventory of Vacation Properties

Are you looking for your perfect Mexican getaway? Our extensive portfolio of real estate and investment properties is unmatched. From beachfront condos to charming colonial homes, we offer more sustainable options at diverse prices than anyone else in the market.

Personalized Support from Trilingual Experts

We believe in hands-on, personalized support. Our team of trilingual experts is always ready with accurate information and clear answers, delivered with a smile. We're here to turn your property dreams into reality, whether big or small.

Trusted by Foreign Buyers Year After Year

With our deep local knowledge, international expertise, diverse portfolio, and track record of satisfied clients, we're committed to surpassing your expectations. The Mexican real estate market is booming, and we're here to help you make the most of it.

Ready to Buy Your Vacation Home in Mexico? Start Here

As the sun sets on another perfect day, imagine stepping onto the terrace of your vacation home in Mexico, your favorite drink in hand, knowing you've made a purchase, a lifestyle choice, and a smart investment.

The journey to owning your piece of Mexico might seem daunting, but with Zisla, it's an adventure waiting to unfold. We're here to help you write the next exciting chapter of your life.

From the moment you reach out to us to the day you turn the key in your new Mexican home and beyond, Zisla is your partner, guide, and local expert. We understand that buying a vacation home in Mexico is more than a transaction—it's a transformation.

So, are you ready to make your Mexican dream a reality? To wake up to scenic views, immerse yourself in rich culture, and watch your investment grow under the warm Mexican sun?

¡Vamos a México! Your adventure in Mexican real estate begins now.

Ready to buy your vacation home in Mexico? Talk to a Zisla advisor today

Check out Zisla's frequently updated listings today!